Our legal team of credit attorneys have been trained on recent laws, statues, and credit reporting practices. 

We leverage the Fair Credit Reporting Act of 1971. We have been doing so for over 15 years. Our credit attorneys will inspect your credit report thoroughly for negative, erroneous, and obsolete information, contact creditors on your behalf, send documentation back and forth, and much more. We know what you need to increase your credit score. Results can be seen in as little as 30-90 days.

We have been trained on recent laws, statutes, and credit reporting practices. 

We also know what items on your report affect your score the most. 

If you’re a renter, your largest monthly expense is probably your rent payment. Yet you don’t build your credit score by paying your rent on time. 

You can be penalized on your credit report for a rental eviction but you aren’t rewarded for being a responsible renter and making your rent payments. This puts you at a disadvantage because you’re not building credit with a major monthly expense. 

Homeowners build their credit score by paying their mortgage. It’s time you build your credit score by paying your rent.

Many people disregard planning for unexpected events because they're "too young," it's "too expensive," or they just don't realize the importance of each piece that goes into a Will & Trust. 

MyCare Plan is a comprehensive planning package, customized to your needs, covering each of the essential parts that make up a full estate plan.

Did you know you have 4 credit scores? You have a FICO score, Auto score, Insurance score, and a Hiring score. You are able to see your approval rates for every single one of these. 

This means you will be one step ahead by knowing your score when you go apply for that car loan, that mortgage loan or even when you go for that job that requires a good credit score. You will be able to manage all your online accounts and keep track of your finances all in one place. The best part is that with the Smart Credit app you will have unlimited updates on your scores and credit alerts. 

Every 2 seconds a person's identity is being stolen. Don't be one of them. 

Be protected all times. We have partnered up with Privacy Armor to provide top notch identity protection to our clients that alerts them in the first signs of fraud. Get alerts for credit inquiries, accounts opened in your name, unsavory content on your social media account, compromised credentials, and financial transactions. In the event of fraud, our dedicated Privacy Advocates® fully manage and restore your identity. 

Do you own a credit card? If you don't you surely need one to build your credit. 

We have partnered up with First Progress Platinum MasterCard which is a secured card based on a security deposit rather than your credit score. This secured card reports to all three major credit bureaus thus building/ establishing your credit score. We have the highest approval rates and lowest interest rates. Apply today!

on online course that educate kids between 5th- 9th grade on the matters of Financial Literacy. We wasn’t taught this valuable lesson in class so let’s equip the future generations of tomorrow to be prepared for the real world. 

Achieve your goals by setting goals! Create multiple goals within the Savings Goals system and input how often you can personally put money aside. The system will calculate what you need to save based on how often you can...

Discover your Net Worth by figuring out your assets and liabilities, and using our quick and simple calculations to see where you stand! Your Net Worth Report will help you continue to build your Net Worth by tracking your progress as often as you'd like! 

Roadmap your financial contacts and information in one central, online location that can be accessed at anytime. This organizational tool can be personalized to forward to a contact of your choice in case of emergency. 

Create a sound financial strategy for your loved ones in the case of the unexpected. UCES Agents are entitled to a $30,000 term life policy; with incremental increases the longer you maintain your membership. 

Track your income and spending by creating a personalized budget. Use your Budgeting Report to follow your progress each month and make the necessary changes to come in under budget - giving you more money to enjoy, to save, or to pay off your debts!